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Royal Caribbean Vacation Protection Plan

How To Purchase Royal Caribbean Travel Insurance

Royal Caribbean plans first fully vaccinated cruises

With the Royal Caribbean Travel Protection Program Cancellation Penalty Waiver , if your plans go awry and you cancel your cruise vacation , Royal Caribbean will waive the non-refundable cancellation provision of your cruise ticket contract and pay you IN CASH the value of the unused portion of your prepaid cruise vacation.

What Is A Better Vacation A Caribbean Cruise Or Myrtle Beach

A Caribbean cruise is definitely positively the best vacation of all time! Myrtle Beach, on the other hand, has the highest ranking of tornadoes in all of the USA. July is Myrtle Beach’s tornado season. There is over a million reviews of great cruises. If you go on a cruise, you will have the time of your life. I hope you go on a cruise!! =)

What About Insurance Sold By Cruise Lines

When buying a cruise, youll no doubt be offered an option to purchase a type of insurance from the cruise line. This coverage takes on many different names. You might have seen one of the following if youve already bought your cruise:

  • Carnival Vacation Protection
  • Norwegian Cruise Lines Booksafe Travel Protection Plan
  • Celebrity CruiseCare Travel Insurance Program

These plans are quite popular because of their ability to be sold right alongside the cruise. However, that doesnt automatically make them a good purchase. While convenient, these plans often offer much lower coverage rates than traditional travel insurance, for a similar price. The one advantage that cruise line plans have is that they typically offer cancel for any reason coverage.

Royal Caribbeans plan, for example, will reimburse you 75% of what youve paid for your cruise if you cancel for any reason. Regular travel insurance also has this sort of feature, but its typically an additional add-on .

For these reasons, we suggest sticking with traditional travel insurance from a third-party instead of the policies offered by cruise lines.

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Cruise Insurance And Fee Waiver Programs: What To Know

People book cruises to visit multiple cities while saving on renting a car or flying in between destinations. Most cruises include accommodations, food and entertainment, so cruising can be an inexpensive way to travel. There is yet another cost savings consideration that comes with booking a cruise: whether to buy a cruise insurance policy. Savvy travelers use cruise insurance to protect their investment in case they miss their departure or get ill during the trip.

Cruise insurance is offered by cruise lines and independent insurance companies, so it pays to know the difference in coverage and what each type of policy costs. In this article, we’ll help you understand your options to determine if cruise insurance is right for you.

What Doesnt Cruise Insurance Cover

Royal Caribbean Vacation Protection Plan

Cruise insurance actually covers more things and offers more benefits than just what is listed above. But it doesnt cover everything and policies are pretty specific about what they will and wont pay.

The most notable exception is that you cant just cancel your cruise for any reason and get reimbursed for any money you lose. Instead, the only way the policy will pay is if you cancel for one of the specific reasons cited in your policy for cancelling your cruise.

You also wont be compensated for inconveniences on your trip. For instance, if your trip doesnt go as planned, but you dont suffer an actual loss, then you wont be able to make a claim. If it pours rain an entire day that your ship is in port and you cant even get off the boat, your travel insurance wont cover the loss of a day of vacation. Weather is not covered unless it causes an actual interruption to the cruise.

Also, its important to understand that your benefits are less any refunds you might receive otherwise. So if your cruise is cancelled and the cruise line refunds your fare, you wont be able to claim the cruise fare as a loss.

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Covid Coverage Has Been Expanding

According to Walch at InsureMyTrip, most travel insurance companies have adjusted or expanded their interpretation of coverage when it comes to considering Covid-19 like any other illness thats covered.

This can include trip cancellation, trip interruption and emergency medical benefits if you contract the virus and either cant travel or must seek medical attention during your trip, she says.

Conway says the medical coverage to choose mostly depends on your exact needs, destination, length of trip and activities while traveling. In general, a $500,000 limit is sufficient, she says.

Cruise Insurance Policy Coverage

Cruise insurance policies cover trip cancellation/interruption along with other situations that could ruin your vacation. These policies cover medical expenses, missed connections, emergency evacuation and more. A comprehensive cruise insurance policy may cover you against a norovirus outbreak, for prescription drugs for seasickness and for emergency evacuation for treatment at a hospital.

Because cruise travel often involves being out at sea for many days and takes you far away from your own doctors, upgrading your policy to ensure you are medically protected is a wise decision.

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Does Royal Caribbean Visa Card Offer Travel Insurance

A. Make sure nothing gets in the way of your adventure with Royal Caribbean Travel Protection program benefits, including medical, baggage and Evacuation coverages to protect you during your trip. With the Royal Caribbean Travel Protection Program Cancellation Penalty Waiver , if your plans go …

What You Need To Travel Royal Caribbean 2020

Royal Caribbean submits test cruise plan to CDC for approval

For International Sailings – US Citizens require a passport book with a minimum of 6 months validity post the return of your sailing and the corresponding visa required for entry and exit from the country. It is important that the name on your reservation be exactly as it is stated on your passport or other official proof of nationality. If your name has changed since your document was issued , it is required that you update the document with the new name or provide an official supporting document of the name change.

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What Royal Caribbean Travel Insurance Covers For Coro

In addition to obtaining a travel insurance policy, travelers must also pay for COVID-19 testing. As of the time of this article, Royal Caribbean estimates the cost of COVID-19 testing for a cruise 5 nights or less to be $136, while lengthier cruises will charge $178. Royal Caribbean will foot the bill for testing passengers between ages 2 and 11.

How To Make Sure Your Travel Insurance Covers Covid

Conway says the best way to understand the scope of your policy is to ask your travel insurance company or agent. Policies may be complex to understand, and Covid-19 related coverage may be included in an option that does not call it by this name, she says.

If you feel uncertain, get someone on the phone to walk you through the policy to be sure it covers everything you need. Too many travelers were at a loss last year so its better to be sure than sorry.

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How Do I Buy Cruise Insurance

As mentioned earlier, if you are buying through the cruise line, you can purchase coverage at the same time that purchase your trip. You can also purchase at a later date by visiting the links below.

For third-party travel insurance, you can get a free quote and purchase directly through the provider. Weve listed the major companies and their websites here:

CSA Travel Protection: Travelex Insurance: AXA Travel Insurance:

We suggest looking at a site like InsureMyTrip.com. This site searches many companies at once to find the right insurance for you and your trip and bring you all your choices. Whether you are looking for affordability or the best coverage, all your options are laid out for you.

You can get a free quote here, see how much coverage might cost, and see everything it covers.

What Does Cruise Insurance Cover

Unvaccinated Florida Passengers on Royal Caribbean Cruises ...

Every policy is slightly different there is no set requirement of what is covered. That said, youll find most cruise insurance covers the same basic things. Here are the major items that youll want to make sure your policy covers.

Trip Cancellation The most basic coverage with cruise insurance, trip cancellation protection allows you to get your money back that youve paid for your trip if you cancel for specific, predetermined reasons. This coverage doesnt allow you to get repaid if you just decide to cancel because you dont want to go.

The specific reasons will be laid out in your policy. In general, they fall into several major groups:

  • Major illness or injury to you, traveling companion, or family member
  • Death of you, traveling companion, or family member
  • Quarantine
  • Being fired/laid off
  • Travel delays

Trip Interruption Similar to trip cancellation, this coverage pays you for an interruption for specific reasons like the ones mentioned above after your trip has already started or when travel is delayed. In addition to being reimbursed for the remainder of what youve paid for your cruise, youll also be reimbursed for expenses like flight and hotel to get back home.

Emergency Medical If youre worried about getting sick or injured while on your cruise, then know that most plans offer emergency medical coverage. This is exactly as it sounds. It provides medical insurance for serious illness or injury. Many plans also offer some dental coverage.

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Get A Free Quote At The Link Below

Again, for cruise travel insurance, we suggest looking at a site like InsureMyTrip.com. This site searches many companies at once to find the right insurance for you and your trip and bring you all your choices. Whether you are looking for affordability or the best coverage, all your options are laid out for you.

You can get a free quote here, see how much coverage might cost, and see everything it covers.

Disclaimer: Cruzely.com is an affiliate with the travel insurers mentioned in the article above. We receive a small commission if you get a quote or purchase through the links included in this article at no extra cost to you.

How Much Is Travel Insurance For Royal Caribbean

Remember that Royal Caribbean Cruise Insurance was priced at $178 for the trip. Similar cover is available from a range of different AARDY insurers for less than $120. But, we do not recommend minimum levels of cover when heading overseas. Remember, at Aardvark, we wish to see, as a minimum:

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Cruise Insurance For Unvaccinated Travelers: What You Need To Know

Cruisers have always been encouraged to buy travel insurance to protect their vacation investment, but now trip protection is mandatory for some cruisers. Royal Caribbean recently announced that unvaccinated travelers must purchase medical expense and evacuation insurance that covers Covid-related trip interruption.

How do you make sure the travel insurance you buy adheres to Royal Caribbeans requirements? Are you better off purchasing protection from the cruise line or a third-party provider? What else should you look for in an insurance plan?

We reached out to the experts at InsureMyTrip.com to get their recommendations and tips, so you can feel confident with your travel insurance purchase as you look forward to your upcoming cruise.

How Much Does It Cost

Rise to the Vacation | More Is Out There

Ah, the most important question. After all, every type of insurance is basically a bet between you and the insurance company whether something will happen on your trip.

Prices will vary based on company, trip length, cost, who is being covered, and the sort of coverage you choose. Most companies also offer different levels of plan that have different limits and thus, higher or lower prices.

As a general rule of thumb, traditional cruise insurance offered by a third-party will run about 5%-7.5% of your trip cost. So for a $5,000 trip, expect to pay around $250-$375 for coverage.

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What Travel Protection Program Does Royal Caribbean Offer

Make sure nothing gets in the way of your adventure with Royal Caribbean Travel Protection program benefits, including medical, baggage and Evacuation coverages to protect you during your trip. With the Royal Caribbean Travel Protection Program Cancellation Penalty Waiver , if your plans go awry and you cancel your cruise vacation , Royal Caribbean will waive the non-refundable cancellation provision of your cruise ticket contract and pay you IN CASH the value of the unused portion of your prepaid cruise vacation. In addition, should you need to cancel for “any other reason” you may be eligible for credit toward a future cruise – up to 90% of the non-refundable, prepaid cruise vacation cost.

Because our liability for loss or damage is limited by the Cruise Ticket Contract, we recommend that all guests check their own insurance coverage or consider purchasing the Royal Caribbean Travel Protection Program.

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What Is Royal Caribbean Policy On Vacation Protection Plan Cost

With the Royal Caribbean Travel Protection Program Cancellation Penalty Waiver , if your plans go awry and you cancel your cruise vacation , Royal Caribbean will waive the non-refundable cancellation provision of your cruise ticket contract and pay you IN CASH the value of the unused portion of your prepaid cruise vacation.

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Why Choose A Travel Insurance Plan For Your Cruise

  • Its now 10 p.m., and the flight that was supposed to take you to your port of embarkation has been delayed for hours. Who can assist you with finding a new flight to catch up with your cruise?
  • Your wife becomes seriously ill while onboard the ship, and you need immediate medical attention at a hospital. Who can assist her with getting evacuated off the ship and to the hospital?
  • Your cruise has just disembarked when you suddenly realize your insulin bag is nowhere to be found. You need help to have an emergency prescription filled, along with help finding your lost bag. Who do you call for assistance?
  • You arrive at the airport after having disembarked your cruise of a lifetime when you realize your passport and wallet arent with you. Where do you turn for assistance with getting emergency cash, and how will you get your passport replaced?
  • You arrive in Paris for a European cruise, but unfortunately your luggage does not. Who will help you find it? If it’s delayed, who will pay for your necessities? If it’s stolen, who will pay to replace it?
  • While exploring local shops in Shanghai, you trip and sprain your ankle. Who can help you find a physician to have it examined? Who will cover the expense?

Does Royal Caribbean Have Travel Insurance

Independence of the Seas

Royal Caribbean Travel Insurance is offered whenever a customer books a cruise with Royal Caribbean. Please, take a moment to look at the cover levels offered by Royal Caribbean Travel Insurance before you buy their policy. We have consistently recommended over the years, that a minimum set of critical cover in any cruise insurance policy should …

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Trip Cancellation/interruption Insurance Coverage

The most basic cruise insurance policies cover you in case your trip is canceled or interrupted. These policies reimburse you for actual losses up to your coverage limits when:

  • You must cancel due to a covered reason.
  • You have to return home early due to a covered reason.
  • There is a covered departure delay.

How Much Does Royal Caribbean Travel Protection Cover

Make sure nothing gets in the way of your adventure with Royal Caribbean Travel Protection program benefits, including medical, baggage and Evacuation coverages to protect you during your trip. With the Royal Caribbean Travel Protection Program Cancellation Penalty Waiver , if your plans go awry …

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The Current Us Cruise Schedule

Royal Caribbeans Freedom of the Seas cruise ship received approval from the CDC this week. The cruise will set sail on July 2nd. In addition, Royal Caribbean has six other cruises scheduled to set sail in the summer, and these include:

  • Serenade of the Seas July 7th from Port of Seattle
  • The allure of the Seas July 27th from Port Canaveral
  • Symphony of the Seas August 1st from Port Miami
  • Independence of the Seas August 1st from Port of Galveston
  • Oasis of the Seas August 22nd from Cape Liberty

Although cruise ships are returning to the seas, the restrictions on unvaccinated travelers will prevent some travelers from boarding soon. Are you considering going on a cruise in 2021?

Read More:

Is Cruise Insurance Worth It

Royal Caribbean to require travel insurance for unvaccinated passengers

Purchasing cruise insurance offers numerous benefits that offer peace of mind, and protection for your trip and health. In general, insurance premiums are relatively minor compared with what it would cost if you had a medical emergency or had to cancel your trip.

Although your credit card may offer some protection, the coverage limits and scope of insurance are generally far less than what a true cruise insurance policy provides. Before purchasing cruise insurance for your next trip, shop around to compare prices and coverage benefits to find the right policy for you. If you travel on a regular basis, consider purchasing an annual policy rather than a separate policy for each trip.

For rates and fees of The Platinum Card® from American Express, please click here.

Editorial Note: The content of this article is based on the authorâs opinions and recommendations alone. It has not been previewed, commissioned or otherwise endorsed by any of our network partners.

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